International Journal of Investment and Finance is published bi-annually by Development Universal Consortia. The Journal deals with contemporary and emerging issues of business, economics, finance, marketing, management strategies and practice
as they relate to the third world countries. It is a multi-disciplinary journal, global in nature, integrative in approach, policy oriented and has meet international indexation standard and acceptability. 


The journal is a referred publication which fosters the exchange of information and new ideas among professionals and academics, economists, management scientists, financiers, industrialists, investors, devely makers, staff members of research institutions and international agencies.
The opinions and interpretation expressed in this Journal are entirely those of the authors. The publishers, editors and agents of Development Universal Consortia accept no responsibility for any error or misstatement contained in this publication.
Contributions to this journal are welcome. They may be drawn from theory and practice, but may be edited for reasons of space and clarity, and manuscripts submission guidelines are strictly respected. See inside back cover for more information.
© 2017 by Development Universal Consortia C/O Ibom Institute of Mgt. & Tech., Off Aba Road Opposite Mickon Petrol Station,
P. O. Box 372, Ikot Ekpene, Akwa Ibom State, Nigeria., E-mail:This email address is being protected from spambots. You need JavaScript enabled to view it., This email address is being protected from spambots. You need JavaScript enabled to view it.. Tel: +234-8037103742, 07083674004, 08082321028 All rights reserved. Printed and bound in the Federal Republic of Nigeria. ISSN: 2006 - 9030 Information appeared in this Journal is copyrighted. No portion of this Journal may be reproduced by any process or technique, without the express written consent of the publishers. Any violation of the copyright may result in both a civic litigation for damages and eventual criminal prosecution.





UFOT A. PHENSON, Ph.D - Editor 
Ritman University
Ikot Ekpene, Nigeria

OYOMETE, S. E., M.Sc. - Editor
Development Universal
Consortia, Ikot Ekpene,

ERWIN NORMARYO, M.Sc.  Contributing Editor
University of Mines & Tech.
Tarwa, Ghana

PROF. INYANG UDOFOT - Contributing Editor
University of Uyo
Uyo, Nigeria.

PROF. S. EZEANYIKA - Contributing Editor
Imo State University
Owerri, Nigeria

BUKAR GAJI, Ph.D - ContCp>BUKAR GAJI, Ph.D - Contributing Editor
University of Maiduguri
Maiduguri, Nigeria.




Influence of Credit Risk Management on Nigerian Banks’ Financial Performance: An Empirical Evidence 
Ogbeide, Sunday O.
Ololade, Babatunde M.

Microfinancing: A Catalyst for Human Financial Empowermentin Abia State, Nigeria 
Fijoh, Kalu O.
Ngarakwe, Robert O.

The Impact of Deposit Money Banks’ Savings Mobilization on the Growth of The Nigerian Economy 
Ngarakwe, Robert O.
Uruakpa, Napoleon I.
Kalu, Ugo E.

Behavioural Analysis of Purchasing Power in a Period of Economic Instability: A Focus on Nigeria (1992-2015) 
Fijoh, Kalu O.
Eke, Kalu U.

Low Energy Houses: A Strategy for Economic Development in Nigeria Abimaje, Joshua
Abuh, Noah M.

Accounting Information and Share Price Behaviour: Evidence from the Uk Financial Times Stock Exchange (FTSE) 
Joloko, Bisola Grace


Principal Component of Nigerias Foreign Private Portfolio Investment (FPPI) Volatility 
Ndugbu, Michael
Ihejirika, Peters
Emeka, Ochiabuto

A Comparative Analysis of Corruption Levels n Nigeria Vis – A – Vis Foreign Direct Investment into Nigeria Between 2004 And 2013. 
Fijo, Kalu O.
Emelogu, L. C.